The Thinker’s Economy
Intellectual - Behavioural Intelligence · Editorial By Moakanyi Magazine · Global Issue · June 2026 An event is not yet intelligence. When the WTO's leading indicator pointed to continued trade resilience, it produced a fact - useful, but inert until someone...
Learning Zones: Chinese Parks Transfer Plenty of Jobs, Less of the Knowledge
Intellectual - Behavioural Intelligence · Editorial By Moakanyi Magazine · China-in-Africa · June 2026 The appealing idea is that a Chinese-built park is a laboratory: workers, officials and local firms learn industrial habits by doing. The evidence from Ethiopia...
The Resource-to-Services Bridge
Intellectual - Frameworks & Theory · Editorial By Moakanyi Magazine · Global Issue · June 2026 The conventional picture of a mine is a hole that produces ore and, eventually, revenue. By that logic the economy begins when the first tonne is hauled. But the...
The Formalisation Flywheel
Intellectual - Foresight & Big Ideas · Editorial By Moakanyi Magazine · Global Issue · June 2026 Most attempts to formalise the informal economy fail for the same reason: they ask traders to take on cost and visibility before offering them anything in return....
China’s Zone Playbook: An Export, but One That Resists Copy-Paste
Intellectual - Frameworks & Theory · Editorial By Moakanyi Magazine · China-in-Africa · June 2026 China is fond of describing its special economic zones as a development model it can hand over. The more honest version, set out in a World Bank paper by Douglas...
SPIM’s rulebook: free 24/7 transfers, a 200,000 MT ceiling and a mandatory-entry test
Aviso 1/GBM/2026 created SPIM, Mozambique’s instant-payment system: fee-free individual transfers, daily caps and a mandatory-entry test define who wins on the new rail.
Mozambique’s January 2026 shopper: a 1.26% price jump, and 24.6m wallets to pay it
Prices rose 1.26% in January 2026 as floods cut supply roads, yet annual inflation eased to 3.04%. Where household spending flows, and what a merchant should do about it.
January 2026: Mozambique wallets ran 321m transactions, a bill payment averaged MT138
Mozambique’s e-money wallets processed 321.3 million transactions worth MT199.4bn in January 2026, but payments for services averaged just MT138. What the mix says about cash substitution.
January 2026: 321 million wallet transactions, yet 467,000 fewer e-money accounts
The Banco de Moçambique’s January 2026 figures show 321.3m wallet transactions worth MT199.4bn at MT620 each, and e-money accounts down 1.8% to 25.0m.
December 2025: Mozambique’s wallets hit MT290bn in a month and close the year at MT2.47tn
Wallets moved MT290.0bn in December 2025, the year’s largest month, taking 2025 to MT2.47 trillion, 39% above 2024. Year-end transfers, a 10% agent tax and a VAT question decide what comes next.
Value without volume: Mozambique’s wallets moved MT213.8bn in November 2025
Wallets moved MT213.8bn in November 2025 by Banco de Moçambique’s cumulative data, while the operation count stayed frozen at October’s. What a business can infer, and what it should not.
Digital Assets and Software: IP in Africa’s Digital Economy
The Digital Shift and the Rise of Intangible Business Assets Africa’s digital economy is expanding faster than any other region. Even traditional sectors are adopting digital platforms, apps, software systems and cloud-based operations. This transformation has created...
ATCMA programme launch across SADC — regional demand and access for operators
A trade competitiveness programme is, by design, aimed at producers first: the manufacturer trying to meet a standard, the exporter trying to reach a neighbouring market. Whether any of that reaches the person buying the finished product at a shop counter or on a...
Nine months nearly matched twelve: Mozambique’s wallets reached 98.7% of 2024’s value
Banco de Moçambique data put January-September 2025 wallet value at MT1.75 trillion against MT1.78 trillion for all of 2024. Only service payments trail on count, and trust is the constraint.
Mozambique’s wallets close Q3 2025 at 967.5m transactions, and each one is getting smaller
Banco de Moçambique data show electronic money operations of 967.5m in Q3 2025 worth MT638.0bn, but growth in count is outrunning growth in value. What smaller tickets mean for pricing.
The Mirage of Followers: Why Virality Isn’t Stability
The social media era seduces businesses with big numbers: 100,000 followers, a million views, trending hashtags. These numbers sparkle like treasure-but too often, they’re fool’s gold. Virality may bring fleeting applause, but it doesn’t guarantee sustainable sales,...
Mozambique’s wallet agents pass 400,000 as August 2025 transactions reach 332.7m
Banco de Moçambique data show 404,957 electronic money agents at end-August 2025 and 332.7m wallet operations worth MT215.8bn. What the agent build-out means for distributors and lenders.
Cash-out still leads: what 1,093 e-money accounts per 1,000 adults really measure
Mozambique held 1,093 e-money accounts per 1,000 adults in 2024, yet withdrawals were 41% of wallet volume and deposits 11%. Where digital payments are becoming a real economy, and where they are not.
July 2025: Mozambique’s mobile wallets logged 324m transactions worth MT218.8bn
Electronic money institutions recorded 324.0m operations worth MT218.8bn in July 2025, but service payments averaged only MT117. Where the opportunity sits for merchants and lenders.
SADC eighth Industrialisation Week — regional demand and access for regional operators
Pharmaceuticals, textiles, leather goods and processed food were all named as priority sectors when the eighth SADC Industrialisation Week opened at the Novotel Hotel and Spa in Antananarivo on 29 July 2025 — every one of them a category a household across the region...
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